Let’s be honest, we all know what it feels like to have a budget stretched to its limits. Who hasn’t wished for a little more to spend – especially when you’re thinking of buying a house? And, since this is a massive investment, you need to be realistic about what you can and can’t afford. The last thing you want to do is get yourself in a situation where you can’t keep up you’re your payments.
However, while others are worrying about getting their bodies summer ready, you can get started on your own lifestyle change that will whip your budget into shape.
So, to help you make one of the biggest financial decisions you could make, we’ve compiled this flowchart to guide you through this process: